Featuring New Mexico’s Premier Turnkey Legacy Estate with Broker Robb Van Pelt
In today’s agricultural real estate market, informed buyers are looking beyond the listing price to understand the complete financial picture. One often-overlooked opportunity? Assumable loans – a powerful financial tool that could create significant and immediate savings for buyers.
When it comes to exceptional ranch estates that combine this rare financing advantage with world-class infrastructure, RFD-TV The Ranch stands in a league of its own.
A Property Unlike Any Other in the Southwest
Located just 15 miles southwest of Las Vegas, New Mexico (with private jet access) and 40 miles southeast of Santa Fe, RFD-TV The Ranch represents where the Old West, Southwest style, and modern luxury converge. This isn’t just a ranch – it’s a 3,425-acre (2,535 deeded) legacy estate and entertainment destination with nearly 70,000 square feet of first-class improvements.
One of the unique attributes that helps distinguish this property in today’s market is the assumable loan through American Ag Credit that could come with it. In an environment where interest rates have climbed dramatically during recent years, the ability to assume an existing low-rate loan translates into immediate savings that could impact your bottom line from day one.
Understanding the Assumable Loan Advantage
An assumable loan provides qualified buyers the opportunity (not obligation) to take over the seller’s existing financing – maintaining the same interest rate, repayment period, and terms. Instead of navigating today’s higher interest rate environment with a brand-new loan at current market rates, you simply step into the seller’s position and continue where they left off.
Why this matters now more than ever:
The gap between older, locked-in rates and current lending rates has created a unique window of opportunity. Properties with assumable loans secured before recent rate hikes can offer buyers rates several percentage points below today’s averages – creating significant savings, especially over the life of the loan.
For a turnkey property of this caliber, those percentage points compound into real, meaningful financial advantage.
The Real-World Benefits
Beyond the obvious interest rate advantage, assumable loans offer several strategic benefits that sophisticated buyers recognize immediately:
Lower closing costs. Taking over an existing loan often means reduced origination fees and closing expenses compared to securing brand-new financing. These savings can be substantial on a transaction of this size.
Streamlined approval process. While lenders still require qualification and buyer approval, the process is typically more straightforward than originating entirely new financing. American Ag Credit accommodates individual buyers, LLCs, and corporate entities, providing flexibility for various ownership structures and investment strategies.
Strategic asset allocation. Even for well-capitalized buyers, an assumable loan at a substantially lower rate creates opportunities to deploy cash elsewhere for potentially higher returns. Why tie up capital at today’s rates when you can leverage favorable financing terms locked in years ago? This could deploy a financial management tool that preserves liquidity while securing a premier asset.
No new appraisal required. Assumable loan assumptions often bypass the need for new current appraisals, removing another potential hurdle and expense from the transaction while streamlining the timeline.
Listen in on the Interview with American Ag Credit about Assumable Loan and RFDTV - The Ranch.
Why American Ag Credit?
American Ag Credit needs no introduction to serious landowners and agricultural investors. Their decades-long partnership with Mason and Morse Ranch Company and RFDTV reflects a deep understanding of agricultural lending and the unique needs of ranchers, farmers, and land investors across the region.
The Albuquerque office that services the land note on RFD-TV The Ranch brings specialized expertise in the New Mexico market and proven knowledge of large-scale ranch operations throughout the Southwest. Their track record in structuring financing for premier properties speaks for itself.
Paul Carrica, Senior Loan Officer at American Ag Credit’s Albuquerque office, recently toured RFD-TV The Ranch with Mason and Morse Ranch Company brokers to discuss the property, the assumable loan opportunity, and current market conditions shaping New Mexico’s ranch country. His insights provide valuable perspective on how assumable loans can unlock opportunities in today’s interest rate environment – particularly for trophy properties that rarely come to market.
Contact Paul Carrica: (505) 875-6070 | [email protected]
What Makes RFD-TV The Ranch Exceptional
Beyond the financial advantage of an assumable loan, this property delivers extraordinary versatility and infrastructure that’s simply unmatched in the region:
Nearly 70,000 square feet of improvements including a 14,672 sq ft Grand Hacienda with 11 bedrooms and 12 bathrooms, an Old Western Village complete with saloon and general store, multiple guest residences, and state-of-the-art equestrian facilities.
World-class equestrian infrastructure featuring a 12,000 sq ft indoor arena, 300x161 outdoor arena designed for cutting, reining, and roping, a 9,000 sq ft horse barn with 25 stalls, and multiple round pens and corrals with automatic waterers.
Turnkey event and production capabilities that make this property ideal for corporate retreats, western-themed events, film and television production (New Mexico offers significant production incentives), or large-scale entertainment gatherings. The infrastructure is already in place to host and accommodate substantial groups.
Historical significance as the Santa Fe Trail (circa 1821-1880) passes directly through the ranch – America’s first commercial highway that connected Missouri to Santa Fe and played a crucial role in westward expansion.
Superior water resources with seven wells, two stocked fishing ponds, a 50,000-gallon water storage tank with backup generator, and comprehensive fire suppression systems throughout all improvements.
Strategic location with easy private access off Interstate 25, yet complete seclusion across 3,425 acres of diverse topography, rock outcroppings, and miles of improved roads and trails. This combination of accessibility and privacy is extraordinarily rare.
Meet Your Broker: Robb Van Pelt
Robb Van Pelt, founding partner of Mason & Morse Ranch Company, brings over 40 years of ranch real estate experience to every transaction. His success stems from an authentic connection to the western ranching lifestyle – not theoretical knowledge, but practical, hands-on understanding born from being raised on a working fourth-generation Colorado ranch.
Robb’s expertise extends beyond traditional brokerage. He actively participates in ranch operations and recreational activities, holds a guide and outfitter’s license, and partners in Snowmass Creek Outfitters. This genuine involvement keeps him connected to livestock markets, current land values, and the realities of ranch ownership and management.
When you’re considering a property like RFD-TV The Ranch – with its unique combination of premier infrastructure, assumable financing, and exceptional versatility – having a broker who understands both the ranching lifestyle and sophisticated financial structuring makes all the difference. Robb’s licensing across Colorado, Montana, Nebraska, New Mexico, and Oregon reflects his regional expertise and commitment to serving clients throughout the West.
His affiliations with the REALTORS Land Institute, American Quarter Horse Association, and United States Team Roping Association demonstrate his continued engagement with the agricultural and western lifestyle communities that define this market.
The Bottom Line
Assumable loans aren’t new, but in today’s higher interest rate environment, they’ve become one of the most underutilized and valuable tools in ranch real estate. Properties like RFD-TV The Ranch – with established world-class infrastructure, exceptional versatility, historical significance, and advantageous financing already in place – represent genuinely rare opportunities where the numbers, the property, and the timing align.
Whether you’re an experienced ranch owner looking for a premier event venue and legacy holding, a corporation seeking a distinctive western retreat and entertainment destination, a production company wanting a turnkey filming location in a state with generous incentives, or an investor recognizing the value of superior assets with built-in financial advantages, this property deserves serious consideration.
The assumable loan through American Ag Credit means you’re not just acquiring an exceptional property – you’re doing so with financing terms that were locked in before the dramatic rate increases of recent years. That’s value you can quantify immediately and benefit from over the entire life of the loan.
Ready to explore RFD-TV The Ranch and learn more about how the assumable loan could work for your specific situation?
Contact Robb Van Pelt and the team at Mason and Morse Ranch Company to discuss this exclusive offering and discover how the right property with the right financing can align perfectly with your investment goals and lifestyle vision.
Mason and Morse Ranch Company brokers are uniquely qualified to help you navigate assumable loans and identify properties where this powerful financial tool creates immediate, measurable value. With over 133 combined years of experience representing buyers and sellers in the West, we understand how to structure transactions that make financial sense while securing the legacy properties our clients seek. Let’s talk about RFD-TV The Ranch and the opportunities that assumable financing creates in today’s market.